United Business Association
Better Together.



UBA PRODUCTS HELP YOU TO BE PREPARED TO PROTECT YOUR FAMILY & LOVED ONES WHEN YOU NO LONGER ARE WITH THEM.

Are you Prepared to Protect Your Loved Ones?

GROUP TERM LIFE INSURANCE

Learn more about Optional Supplemental
Group Term Life Insurance issued to
the United Business Association.


Protect Your Loved Ones with Term Life.

After the year we had in 2020, life seems so precious. We have thought about mortality more in 2020 than probably in recent years. Do you have a plan that can help protect your loved ones when you are no longer with them? If so, Term Life Insurance might be the right fit to help pay for some or all funeral expenses, obituaries, medical bills, and more...just to name a few items beneficiaries might use the money on. Term Life claims are paid to the designated beneficiary as a lump sum payment. Various insurance carrier partners have joined UBA's efforts to do more for our members and have issued a master policy to the United Business Association for Group Term Life Insurance. As a member of the association (making you part of the group), you have access to purchase optional supplemental products that include Group Term Life Insurance. Contact Us today to get more information or to become a member. The best part is that you can keep your UBA Gap Product that includes Term Life coverage as long as you are a member of UBA up to the age limits of the group insurance no matter which comprehensive health insurance plans you switch to each year.


About Term Life Insurance

Group Term Life Insurance

When it is our time, we want to be able to help our loved ones financially to help offset costs of funerals or just to provide a little something to say I love you. Many of the optional supplemental UBA Gap Products include Group Term Life Insurance providing either a $5,000 benefit or a $10,000 benefit (depending on the product). Make sure that your loved ones are protected when you are gone. For full details, definitions, age limits, eligibility, limitations & exclusions review the Certificate(s) of Insurance. Group Term Life is not available in all states.

Group Term Life is only available in AL, AR, AZ, CA, CO, FL, GA, IL, IN, KY, MI, MO, MS, NE, NM, OH, OK, PA, SC, TN, TX & VA.

Find out more about how Group Term Life Insurance claims work.



Term Life Insurance

Optional UBA Gap Products that Include:

GROUP TERM LIFE INSURANCE



Gap Basic Plan

GAP BASIC BOOST



Gap Plus Plan

GAP PLUS BOOST



Gap Max Plan

GAP MAX BOOST



Super Gap Plus Plan

SUPER GAP PLUS BOOST






Group Term Life Insurance is underwritten by:

Investors Heritage Life Insurance Company

Investors Heritage Life Insurance Company



Note: There are optional supplemental UBA Gap Products no longer being marketed that include Group Term Life Insurance. Members, please visit your Member Portal to view your product information. The above information is a brief description, and any prospective member or current member should review the product details, limitations, exclusions in the Certificates of Insurance for the optional supplemental UBA Gap Product. You must be a member of the United Business Association in order to add any optional supplemental UBA Gap Product that includes Group Term Life Insurance to your UBA Membership. Group Term Life Insurance is for primary member and their eligible spouse until the member or eligible spouse turns 65.




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