UBA OFFERS OPTIONAL PRODUCTS THAT INCLUDE
COVERAGE FOR EMERGENCY ROOM VISITS.

For Unexpected ER Visits

EMERGENCY ROOM VISIT BENEFIT

Learn more about Optional Supplemental
Group Hospital Fixed Indemnity Insurance issued to
the United Business Association.


Are you prepared for Unexpected Medical Emergencies?

Do you have high deductible comprehensive ACA or group health insurance, short term medical insurance, or a faith-based plan? Does your comprehensive health insurance plan include coinsurance (Coinsurance is the amount, generally expressed as a fixed percentage, an insured must pay against a claim after the deductible is satisfied) and other out-of-pocket expenses like out-of-network costs? If so, Group Hospital Fixed Indemnity Insurance or Group Hospital Indemnity Insurance that includes an Emergency Room Visit Benefit might be the right fit to help pay for deductibles, coinsurance, out-of-network costs for emergency medical visits either for accident or sickness in an emergency room. Various insurance carrier partners have joined UBA's efforts to do more for our members and have issued a master policy to the United Business Association for Group Hospital Fixed Indemnity Insurance or Group Hospital Indemnity Insurance with an Emergency Room Visit Benefit. As a member of the association (making you part of the group), you have access to purchase optional supplemental products that include Group Hospital Fixed Indemnity Insurance or Group Hospital Indemnity Insurance with an Emergency Room Visit Benefit. Contact Us today to get more information or to become a member. The best part is that you can keep your UBA Gap Product that includes Emergency Room Visits as long as you are a member of UBA up to the age limits of the group insurance no matter which comprehensive health insurance plans you switch to each year.


About Emergency Room Visit Benefit

Group Hospital Fixed Indemnity Insurance or Group Hospital Indemnity Insurance

Sometimes you just need to visit an Emergency Room when unexpected emergency accident or sickness medical situations arise. Many optional supplemental UBA Gap Products include the Emergency Room Visit Benefit as part of the Group Hospital Fixed Indemnity Insurance or Group Hospital Indemnity Insurance. The Emergency Room Visit Benefit pays $500 per visit up to 10 visits per year for emergency medical expenses when seeking help in an Emergency Room for Group Hospital Fixed Indemnity Insurance underwritten by United States Fire Insurance or $500 per visit for 2 visits per Covered Member per Coverage Year for emergency room visits with the Group Hospital Indemnity Insurance underwritten by Sirius America Insurance Company. Be prepared for out-of-pocket expenses for a medical emergency. For full details, definitions, limitations & exclusions review product Certificate(s) of Insurance.

Find out more about how Emergency Room Visit claims work.



Emergency Room Visit Benefit

OPTIONAL UBA GAP PRODUCTS THAT INCLUDE
EMERGENCY ROOM VISIT BENEFIT







Group Hospital Fixed Indemnity Insurance
Emergency Room Visit Benefit is underwritten by:

United States Fire Insurance Company

United States Fire Insurance Company / Crum & Forster

AH-3457



Group Hospital Indemnity Insurance
Emergency Room Visit Benefit is underwritten by:

Sirius America Insurance Company

Sirius America Insurance Company

HASA-HI-1000




Note: There may be optional supplemental UBA Gap Products no longer being marketed that include Group Hospital Fixed Indemnity Insurance's Emergency Room Visit Benefit. Members, please visit your Member Portal to view your product information. The above information is a brief description, and any prospective member or current member should review the product details, limitations, exclusions in the Certificates of Insurance for the optional supplemental UBA Gap Product. You must be a member of the United Business Association in order to add any optional supplemental UBA Gap Product that includes Emergency Room Visit Benefit of the Group Hospital Fixed Indemnity to your UBA Membership.




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