UBA OFFERS AN OPTIONAL GROUP ACCIDENT INSURANCE PROGRAM THROUGH VARIOUS MEMBERSHIP PLAN OPTIONS & CARRIERS.

Accidents Happen. Are you Prepared?

GROUP ACCIDENT INSURANCE

Learn more about Optional Supplemental
Group Accident Insurance issued to
the United Business Association.


Accidents Happen. Are you Prepared?

Do you have high deductible comprehensive ACA or group health insurance, short term medical insurance, or a faith-based plan? Does your comprehensive health insurance plan include coinsurance (Coinsurance is the amount, generally expressed as a fixed percentage, an insured must pay against a claim after the deductible is satisfied) and other out-of-pocket expenses like out-of-network costs? If so, Accident Insurance might be the right fit to help decrease your out-of-pocket accident/injury related medical expenses. Various insurance carrier partners have joined UBA's efforts to do more for our members and have issued a master policy to the United Business Association for Group Accident Insurance or Blanket Group Accident Insurance. As a member of the association (making you part of the group), you have access to purchase optional supplemental products that include Group Accident Insurance or Blanket Group Accident Insurance. Contact Us today to get more information or to become a member. The best part is that you can keep your UBA Gap Product that includes Group Accident Insurance or Blanket Group Accident Insurance as long as you are a member of UBA up to the age limits of the group insurance no matter which comprehensive health insurance plans you switch to each year.


About Accident Insurance

Group Accident Insurance & Blanket Group Accident Insurance

Many optional supplemental UBA Gap Products include Group Accident Insurance or Blanket Group Accident Insurance. Group Accident Insurance or Blanket Group Accident Insurance offers an extra layer of protection against out-of-pocket costs for accident-related medical expenses. Group Accident Medical Expense Insurance or Blanket Group Accident Medical Expense Insurance provides up to $5,000, $10,000 or $25,000 (depending on the product) annually with a $100 deductible per accident. Products that include Group Accident Insurance or Blanket Group Accident Insurance also include Accidental Death & Dismemberment Insurance. Accidents happen. Make sure you are prepared for the unexpected. For full details, limitations, terms & exclusions review product Certificate(s) of Insurance or Group Policy.

Find out more about how Group Accident Insurance claims work.



Accident Insurance

Optional UBA Gap Products that Include:

GROUP ACCIDENT INSURANCE or
BLANKET GROUP ACCIDENT INSURANCE







Group Accident Insurance
The Gap Plus BOOST, Gap Max BOOST & Super Gap Plus BOOST Products are underwritten by:

United States Fire Insurance Company

United States Fire Insurance Company / Crum & Forster

AH-3453




Blanket Group Accident Insurance
The Gap Basic BOOST, Gap 10 BOOST and Gap 25 BOOST Products are underwritten by:

Sirius America Insurance Company

Sirius America Insurance Company

HASA-BAM-1000




Group Accident Only Insurance
The Gap AME 10K and Gap AME 10K BOOST Products are underwritten by:

Guarantee Trust Life Insurance Company

Guarantee Trust Life Insurance Company

AAD101.15-19




Note: There are optional supplemental UBA Gap Products no longer being marketed that include Group Accident Insurance or Blanket Group Accident Insurance. Members, please visit your Member Portal to view your product information. The above information is a brief description, and any prospective member or current member should review the product details, limitations, exclusions in the Certificates of Insurance for the optional supplemental UBA Gap Product. You must be a member of the United Business Association in order to add any optional supplemental UBA Gap Product that includes Group Accident Insurance or Blanket Group Accident Insurance to your UBA Membership.




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